Senior Veterans Council

Please watch the informative Vimeo below from my associates at Senior Veterans Council.  Every situation is different.  Please call Jeff at 704-321-0490 for Free, No Obligation consultation regarding the Veterans Aid and Attendance Pension. 

Do I qualify?

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Very often Veterans or their spouse are told they do not qualify for the VA Aid and Attendance Pension. Truth is that many folks are eligible for this TAX FREE benefit which can help pay the cost of Home Healthcare, Assisted Living, and Nursing Home care.

There are 4 primary factors that apply to qualifying for this benefit.

#1- Military Service- Veteran must have a minimum of 90 days of active duty…with at least one day of service during a period of war…and honorable discharge.  Periods of War include WWII, Korea, Vietnam, and Gulf War.  Gulf War Veterans must have 2 years of active duty to qualify.  

#2- Medical Need- A claimant must need the assistance of another person with a minimum of 2 activities of daily living (ADL’s), or have a cognitive impairment.  ADL’s include bathing, dressing, transferring, toileting, continence, and eating.  For example, needing help from time to time to get up from a chair and assistance buttoning a shirt would qualify. Note that Medication Management is NOT considered an ADL. 

#3- Income- In order to qualify, a claimants INCOME must be less than the cost of care.  For example:  Applicant has income of $2,500 per month and cost of Assisted Living Facility is $4,000 per month.  This person would qualify for $2,169 if a married Veteran, $1,830 if single Veteran, or $1,176 if the spouse of a Veteran.  There are also solutions available for individuals who prefer to remain at home and need home care. 

#4- Assets- An applicant’s ASSETS is a much more subjective topic.  Many applicants are told they would not qualify due to excess income and / or assets. A competent advisor can help you qualify even if you have a high net worth.   

Never assume you will not qualify.  Be sure to consult with a competent advisor, VA accredited agent, or attorney who understands the regulations.

Call Jeff Conyers to discuss your situation. 704-321-0490

 

No obligation consultation

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Carolina Living Benefits Associates

704-321-0490